A life insurance illustration is a detailed projection provided by the carrier that shows how a policy is expected to perform over time. It includes assumptions about premium payments, interest rates, cost of insurance, and policy charges. While useful for planning, illustrations are not guarantees — actual policy performance can vary significantly.
What’s Included in an Illustration?
💡 Pro Tip: Review both the guaranteed and non-guaranteed columns. Relying only on the optimistic projections can lead to unexpected underperformance.
